Windows 11 will lock the file system on some USB sticks and SD cards in 2027

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As of January 2027, Microsoft intends to prevent Windows 11 from opening certain USB sticks, SD cards, and other portable storage devices. This will only affect storage devices formatted with the ReFS file system (which stands for Resilient File System). This is still a popular file system, used, for example, on backup servers. However, it has nothing to do with booting Windows 11 from a USB stick (we explain the benefits of this here).

For most users, this is unlikely to change anything: Many USB sticks and SD cards use file systems such as FAT32 or exFAT. Media formatted with NTFS are also unaffected by the announced restriction. The change will be particularly significant if you have set up a removable storage device using ReFS yourself or are using such a device.

Microsoft has been warning since October 13, 2026 that Windows will no longer recognize ReFS storage devices in the future. The restriction is set to take effect with the security update in January 2027. This update is expected to be released on January 12, the second Tuesday of the month. An affected USB stick or SD card will then no longer open as usual on a Windows 11 PC. The files stored on it will not be automatically deleted, but Windows will initially be unable to access them.

What are the consequences?

Microsoft developed the ReFS file system as a more modern alternative to NTFS, which Windows has been using for many years. Among other things, ReFS is designed to manage large amounts of data more reliably. However, it is not a common choice for typical USB sticks, and Windows 11 does not support it in all scenarios.

Unfortunately, Microsoft has not given a specific reason for the planned restriction. One possible explanation is compatibility issues: ReFS volumes may cause problems with Windows and other devices or operating systems. However, this is merely a conjecture.

Administrators can bypass the restriction via a Group Policy named ‘RefsRemovableDeviceMountPolicy’ or via an entry in the Windows Registry. These settings are primarily intended for managed computers. Anyone unfamiliar with them should therefore avoid changing them.

Microsoft classifies the use of ReFS on removable media as unsupported. Although the file system can manage partitions of up to 35 petabytes in size — equivalent to 35 million terabytes — this advantage is of little practical relevance for everyday use with USB sticks. Windows 11 can already use ReFS for certain data partitions; however, it is still not intended for use as a standard system partition.

You can find more information about the planned end of support for ReFS in this blog post.

By the way: if you’re using Windows 11 Home, you’re missing out on the many benefits of the Pro version — see this comparison to learn more. The Windows 11 upgrade is available from the PCWorld Software Shop for just $79.99 instead of $199.

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